I'm not in SECC 2011 data — can I still get Ayushman Bharat coverage?

Yes, in many cases. While rural and urban data is primarily derived from SECC 2011, many state governments have merged their local health cards with PM-JAY to cover additional families. Furthermore, all senior citizens in India aged 70 and above are now eligible for independent Ayushman coverage under the 2024 scheme expansion.

My name appears in the portal but my family member's doesn't — what do I do?

If a family member is missing, visit a Common Service Centre (CSC) or empanelled hospital desk. Carry your official Ration Card or verified Family Declaration showing the relationship, along with their Aadhaar Card, to request addition to the family database.

Can I check eligibility without an Aadhaar card?

While Aadhaar is the most reliable identifier, you can search the portal using your Ration Card Number (Ration Card/NFSA ID), registered Mobile Number, or PMJAY ID. However, actual card generation and biometric verification require Aadhaar.

Is Ayushman Bharat different from state health schemes?

Yes. Ayushman Bharat (PM-JAY) is a central government scheme valid across all empanelled hospitals in India. However, many states co-brand or merge it with regional welfare schemes (like Ayushman UP, Mahatma Jyotirao Phule Jan Arogya Yojana in Maharashtra, or Karunya Arogya Suraksha in Kerala).

Does Ayushman Bharat cover outpatient (OPD) treatment?

No. Ayushman Bharat (PM-JAY) primarily covers cashless secondary and tertiary hospitalization (in-patient care) up to ₹5 lakh. OPD consultations, routine medicines, and diagnostics outside of hospital admission are not covered under the central guidelines.

I am 70 years old — am I automatically eligible under the 2024 extension?

Yes. The central cabinet extended the AB PM-JAY scheme to all senior citizens aged 70 years and above regardless of household income. Eligible seniors receive a top-up of ₹5 lakh if their family is already enrolled, or a separate ₹5 lakh cover if they are new enrollees.

Ayushman Bharat Eligibility Checker — Check PMJAY Status Online

Select your state and search identifier to launch the official National Health Authority eligibility checker portal.

Check Your Ayushman Bharat Eligibility

Enter your details below to check on the official National Health Authority portal.

Select Your Resident State / UT

Search Eligibility By

Enter 12-Digit Aadhaar Number

Disclaimer Notice: This tool redirects you to the official National Health Authority portal. We do not store, log, or process any personal information or identification numbers you enter. All card generation, biometric authentication, and eligibility checks are handled entirely on the NHA's secure system.

What Is the Ayushman Bharat PM-JAY Scheme?

Launched in September 2018 by the Government of India, the Ayushman Bharat — Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is widely recognized as the world's largest government-funded health insurance coverage program. The scheme provides a comprehensive cashless health cover of up to ₹5 Lakh per family per year for secondary and tertiary care hospitalizations at empanelled public and private healthcare centers across India.

AB PM-JAY primarily targets financially vulnerable and socially deprived households classified under the Socio-Economic Caste Census (SECC 2011) databases, alongside specific occupational categories in urban settings. Since September 2024, the central cabinet extended the scheme's scope to provide independent, premium-free health cover for all senior citizens aged 70 years and above, regardless of household income or SECC status.

To confirm your eligibility, complete the search details in our launcher card above to open the official National Health Authority official portal securely in your web browser. As of 2026, the program successfully covers over 12 crore underprivileged families representing nearly 55 crore citizens.

Who Is Eligible for Ayushman Bharat?

Unlike standard commercial health insurance policies, eligibility for a PM-JAY card is determined based on pre-defined social and economic deprivation criteria derived from rural and urban SECC 2011 surveys.

Rural Household Criteria

Families occupying only one room with kuchcha walls and roof.
Households with no adult members aged between 16 and 59.
Female-headed households with no adult male member in the 16-59 age group.
Households containing a disabled member with no able-bodied earning adult.
Scheduled Caste (SC) and Scheduled Tribe (ST) households.
Landless rural families relying heavily on manual casual labour for livelihood.
Automatically eligible: Destitute, primitive tribal groups, and legally released bonded laborers.

Urban Occupational Criteria

Ragpickers, domestic helpers, sanitation staff, and beggars.
Street vendors, hawkers, coolies, and baggage handlers.
Construction workers, plumbers, painters, welders, and security guards.
Tailors, transport operators, cart pullers, and conductors.
Mechanics, repair technicians, electricians, and assemblers.
Washermen (dhobis) and watchmen.
Home-based artisans, weavers, and handicraft workers.

Special Category: Senior Citizens Aged 70 and Above (AB-PMJAY)

In a major healthcare expansion, the Union Cabinet authorized AB PM-JAY cards for every single Indian senior citizen aged 70 years and above, irrespective of their household's social status or financial income.

If your family is already covered under PMJAY, eligible senior citizens (70+) receive an exclusive top-up cover of ₹5 lakh per year, which is not shared with the rest of the household. If you are not in the database, senior citizens receive a separate, independent cover of ₹5 lakh per year.

Database Warning Notice: If your household was not registered in the SECC 2011 database or does not belong to the defined rural/urban occupational lists, your eligibility might not appear on the central portal. The National Health Authority beneficiary portal is the only authorized system to confirm eligibility — no private or third-party web application has the administrative rights to determine your eligibility status with certainty.

How Do I Check My Ayushman Bharat Eligibility Step-by-Step?

Follow this official, step-by-step checklist to confirm your eligibility on the secure government portal:

Access the Official Portal

Launch the secure official portal by visiting beneficiary.nha.gov.in (our eligibility checker launcher above will take you directly there in a new tab).

Configure Beneficiary Login Mode

On the login dashboard, select the 'Beneficiary' option (instead of Operator). Enter your active mobile number, click 'Verify', and input the one-time OTP received via SMS along with the CAPTCHA.

Select Your Home State

Choose your State or Union Territory from the drop-down menu. This loads the state-specific scheme databases.

Choose Search Scheme & District

Select the primary welfare scheme (usually PMJAY) and choose your district from the dropdown menus.

Select Search Parameter

Choose your search criteria. Searching by your 12-digit Aadhaar Card Number or your NFSA Ration Card Number (Family ID) is highly recommended for instant results.

Enter Details and Search

Input the corresponding identification number carefully and click the Search button (magnifying glass icon).

Analyze Search Results

If eligible, your entire household registry will appear in a grid. If your name is highlighted in green, your card is already generated. If in orange, your e-KYC is pending. If in red, you are not listed in the SECC database — verify if regional state card options apply to you.

What If You Are Eligible: How to Get Your Ayushman Card?

If the NHA database identifies your family as eligible, you must complete your electronic Know Your Customer (e-KYC) details to download your digital **Ayushman Card** (also popularly known as the Golden Card).

To generate your card, visit your nearest **Common Service Centre (CSC)**, a local government hospital empanelled under PMJAY, or the specialized **Ayushman Mitra desk** located at any empanelled private healthcare center. Carry your 12-digit Aadhaar Card, your family's Ration Card, and the active mobile number linked with your Aadhaar for biometric or OTP verification.

The Ayushman Card is generated and printed completely free of charge. Once generated, any registered family member can present the card at empanelled hospital desks to claim cashless treatments. Remember, the ₹5 Lakh coverage limit is shared collectively by the entire family per year. For immediate assistance, dial the official PMJAY National Helpline numbers: 14555 or 1800-111-565.